Our test vehicle was a loaded 2007 Lincoln MKX. Its $36,445 base price includes a $675 destination charge, and buys you a 3.5-liter V6 engine and six-speed automatic transmission, stability control, dual-zone air conditioning and leather seating. The $4,795 Elite package added the huge Panoramic Vista sunroof, and a DVD navigation system that includes THX-II audio and Sirius satellite radio. The $1,995 Ultimate package tacked on heated and cooled front seats, auto-dimming side mirrors, a reverse sensing system and 18-inch chrome wheels. Individual options included a $295 Class-II towing package, a $65 cargo management system, $295 heated rear seats and $495 white chocolate paint, for a total of $44,385.